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large percentage of people do not give much thought to life after retirement
and whether they will have enough funds to support themselves. However, statistics
show that awareness about this problem is growing. Many more people now realize
that with insufficient funds, they may be living below the poverty level in
their twilight years. The need to start planning begins decades - not years
- before retirement.
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Financial small business ideas or Retirement Planner
As a Retirement Planner, you'll convince them that you're meticulous at developing
financial strategies tailored to their unique financial situations. You'll take
a good look at their current employment and financial situation, their potential
earning power in the years to come, and formulate the strategies based on their
expectations for life after retirement.
You'll analyze and recommend investment strategies on a case-by-case basis
because each client is unique. You need to have a good grasp of stocks, bonds
and mutual funds that may suit your client's long term investment, bearing in
mind though that your client has the final say about such investments. You will
build a reputation when you approach your clients with a genuine concern for
their future. Referring clients to specific companies that offer retirement
or investment plans may also help you develop a relationship with these companies,
earning yourself a reputation as their unofficial sales specialist.